The card also provides 2% cash back in the eligible category you spend the second most in that month, making it a pretty solid option for when you take a big theme park trip. Explore the range of experiences possible at destinations worldwide. The card details on this page have not been reviewed or provided by the card issuer.Additionally, while I haven't tested the Citi Prestige Card, it earns 5x at travel agencies. You can share the Kaikane s Barbecue Ribs since they give you a decently sized portion. How to access American Express lounge benefits. Well worth the visit, the list of luscious libations is enough of a selling point to entice you to join in the fun. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). It may not display this or other websites correctly. For example: Check out this post on the best ways to use AMEX Membership Rewards points for flights in the US. :wave: The lounge at the American Adventure was for AmEx employees and their guests. Weve Eaten at Every Disney Springs Restaurant. Base21 Siemens VIP Center, the official name, is accessed through a door inside Project Tomorrow: Inventing the Wonders of the Future, the post-attraction gaming area. With the3:1 transfer ratio, youd need 120,000 AMEX points for this redemption. Starwood operates 2resorts on Walt Disney World property, the Walt Disney World Swan and the Walt Disney World Dolphin. When youre evaluating your options for hotel bookings, youll always want to compare against paying with points. If you believe this has occurred, please contact us by calling the number on the back of your Card. You get the sameamazing fireworks view. *Benefits vary by partner. You are using an out of date browser. Those same Card Members will also get at least 1 additional point for each dollar of eligible travel purchases made on amextravel.com on their Membership Rewards program-enrolled American Express Card. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. Choose from grab-and-go options at Fuel, Java, or Picabu. Does only one have to have an annual pass for that lounge? Disney World can be expensive. Content provided by Loungebuddy (opens in a new window) Terms & Conditions Weve Eaten at Every EPCOT Restaurant. Privacy Policy, Recommended Disney World Restaurants for First-Timers, Recommended Disneyland Restaurants for First-Timers, BIG Change Comes to Magic Kingdom Park Map, The PROBLEM You Might Have When Renting an ECV in Disney World. Our reporters create honest, accurate, and objective content to help you make decisions. Find out where you'll find the Can't decide where to eat in Magic Kingdom? The Platinum Card from American Express offers an abundance of perks in addition to its lounge access. Scat Cats Club is a soulful, jazz-filled, joy of a lounge located at Disneys Port Orleans Resort French Quarter. Although American Express airport lounge access is complimentary through these cards, the barrier to entry is high due to their annual fees.The Platinum Card from American Express carries a $550 . Find the right card for you. Please share it! First, you can pay with your points when you book travel through the American Express Travel Portal. Remember, Gold Card Members staying 2+ nights receive: Awaken to every element of luxury at this brilliantly reimagined resort in Phoenix. Youre in Walt Disney World, but youre in New Orleans. Benefits are valid only for eligible U.S. Consumer and Business Platinum and Centurion Card Members (Delta SkyMiles Platinum Card Members are not eligible). The new Centurion Lounge guesting policy comes as Amex is working hard to expand and renovate its existing network of outposts. Plus, it will often be better to book a hotel through the AMEX Travel Portal than to transfer points to that hotels chain. Other fun features include a huge map where guests have pinned pictures of themselves on their hometowns and the opportunity to make a digital postcard to send home. The Walt Disney World Dolphin Has a Great Location, and a 5-Night Award Stay Costs 24,000 AMEX Membership Rewards Points per Night! Signing up for credit cards through partner links earns us a commission. Chase VIP Lounge is open during the Food and Wine Festival and the Flower and Garden Festival to anyone with a Chase credit card. If you enjoy visiting American Express Centurion Lounges, this is your reminder that there's now a cost for bringing guests into the lounge with you from today. To stay at a Disney resort with AMEX Membership rewards points, youll have to book it through the AMEX Travel Portal. Credit ranges are a variation of FICO Score 8, one of many types of credit scores lenders may use when considering your credit card application. With this option, youll sometimes be able to get great value from your points, so youll definitely want to look into whether this makes sense for your stay. 2023 DFB Guide to Walt Disney World Dining, 2023 EPCOT Food & Wine Festival Details and Events, 2022 EPCOT Food and Wine Festival Booths and Menus. If you purchase those items through my links I will earn a commission. If youre planning a trip to Walt Disney World or Disneyland, getting the most out of these transfer partners can be the key to saving Big Money! For many, this is unfortunate news to go along with shelling out $695 each year for the Platinum card (see rates and fees). Experience Credit: $100 hotel credit to spend on qualifying dining, spa, and resort activities, A room upgrade at check-in, when available. Well show you the best ways to visit Disney with American Express Membership Rewards points! Info for Gluten Free, Vegetarian, and other Special Diets in Disney Food at Tutto Gusto features Italian flavors such as Petto di Pollo, comfort food made with a creamy, cheesy sauce over pasta with grilled chicken. Theres a large window that overlooks the brake testing section of the attraction and two design-your-own-vehicle stations. At Universal, your Amex credit cards can get you some special access extras. However, youre going to get the most value out of a transferon stays of at least 5 nights at Hilton, Marriott, and Starwood hotels. Our travel experts and partners have the destination expertise and the inside access to book everything from a day of sightseeing to your entire trip, including flights, lodging, and even dining reservations. These Are the Best. 5:00am - 12:00am . The Snakebite Sliders answer the Whyd it have to be snakes? question, and washed down with something from the secret drinks menu, youll never want to leave! Before you decide which credit card to use for your theme park tickets, be sure and check for any Amex Offers that might save you money. Airspace lounges. No parts of this site are to be reproduced without permission. Where You're Staying When you click on that hyperlink or button, you may be directed to the credit card issuers website where you can review the terms and conditions for your selected offer. If you have an Amex EveryDay Card product, additional points awarded under this offer will not be included in the extra points benefit. Additional Amex perks include 10% off merchandise purchases of $75+, 10% off some quick-service dining and a bonus photo with eligible photo packages. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. Improve earnings, maximize rewards and track progress toward dream trips. Three Bridges Bar and Grill at Disneys Coronado Springs Resort is the home of Sangria University where an actual sangria sommelier will educate you on sangria. BREAKING: Universal Is Building a NEW Theme Park Experience in Texas! You can transfer American Express Membership Rewards points to 3 hotel chains: Because you can convert Starwood points to Marriott points at a 1:3 ratio, Marriott is an indirect transfer option as well at an effective rate of 1,000 Membership Rewards points for ~1,000 Marriott points. Pay with Points: To use Pay with Points, you must charge your eligible purchase through American Express Travel to a Membership Rewards program-enrolled American Express Card. Improve earnings, maximize rewards and track progress toward dream trips. Marriott has a large number of hotels around Disneyland, but youll get less value per point than at Walt Disney World. World of Walt is in no way part of, endorsed or authorized by, or affiliated with the Walt Disney Company or its affiliates. He writes travel and product reviews, deep dives into loyalty programs, news about the airline industry and more. WDWMAGIC.COM is an unoffical Walt Disney World fan site and is in no way part of The Walt Disney Company. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. You are using an out of date browser. Partner With Disney Food Blog The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway. We can help! Theme park tickets are not generally a clearly spelled-out credit card bonus category in the same manner as gas or grocery stores. Additional Amex perks include 10% off merchandise purchases of $75+, 10% off . Amex now charges $50 for adult guests and $30 for children aged 2-17 to access its Centurion lounges. With more than 95 years of travel experience, we can help you turn thats our dream into thats our plan.. Disney Dining Plans document.write(new Date().getFullYear()); American Express. Benefits are applied per room, per stay (with a three-room limit per stay). $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline. One of the best ways to use AMEX Membership Rewards points is to transfer them to partner airlines and redeem them for flights. With options like Crab Macaroni and Cheese, Artisanal Cheese Selection, and the famous Truffle Fries, you wont even miss the Grey Stuff the whole menu is delicious. here Let us help you with your next Disney Vacation. Cynthia, when purchasing tickets or booking rooms and packages through the Walt Disney World Resort website, Guests are welcome to make a payment using PayPal, as well as the following forms of payment: Visa Mastercard American Express Discover Card Diners Club Charge Card JCB (Japan Credit Bureau) Disney Gift Card California CST#1022318; Washington UBI#600-469-694; Iowa TA#669. A Red Ventures Company. AmEx lounge access may include Sky Clubs when flying Delta. Additional points will be credited to the Membership Rewards account 10-12 weeks after final payment is made. Editorial Note: We're the Million Mile Secrets team. Advance reservations are recommended for certain experience credits. Apply and select your preferred metal Card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Eligible travel purchases do NOT include non-prepaid car rentals, non-prepaid hotels, ticketing service or other fees, or interest charges. However, some deep-pocketed or solo travelers may be thrilled by a reduction in lounge guests. The American Express Global Lounge Collection includes several lounge products like the Centurion Lounges and Escape Lounges but also airline-operated lounges, like Delta Sky Clubs. American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more. Set in Disney's Grand Floridian Resort and Spa, The Enchanted Rose Lounge serves up sips and snacks in a space reminiscent of that tale as old as time, Beauty and the Beast. Thread starter macefamily; Start date Dec 5, 2018; M. macefamily Well-Known Member. Find all of our DFB E-Books and Find the right card for you. Here are some Disney World-specific credit card tips: The information for the Disney Visa card has been collected independently by The Points Guy. Related: The ultimate guide to American Express Centurion Lounges. Youll notice that we take ALL of the opportunities to talk about La Cava del Tequila in the Mexico pavilion at EPCOT, but we promise, its with good reason. American Express Travel Related Services Company, Inc., is acting solely as a sales agent for travel suppliers and is not responsible for the actions or inactions of such suppliers. There are options for guests hoping to find a party atmosphere, with crazy antics and out-of-this-world drinks; and there are just as many options for guests looking for a calmer, quieter cocktail with some old-school personality. Warm wood, cozy seating, and soft lighting arent the only highlights of the Territory LoungeAnd while a lot of the top bars and lounges on our list get there based on elaborate theming or unique drinks, Territory Lounge is a standout when it comes to lounge eats. Any credits applicable are applied at check-out in USD or the local currency equivalent. Although Jocks air tours have long since ceased, the skys the limit when it comes to creative decor, incredible fun, and some truly boozy brilliance. 2. Many, but not all, of the offers and clickable hyperlinks (such as a Apply Now button or Learn More button) that appear on this site are from companies that compensate us. Trader Sams also serves up some awesome apps with those delicious drinks, and dont leave empty-handed order your drink in a souvenir glass when they are available. 3. Post all SW questions concerns, etc. Not All Disney Adults Are the Same: Gen Z vs Millennials, The Secret to Getting Disneys New 50th Anniversary Backpack for LESS $$, Disney Just Released 3 NEW Pairs of Minnie Ears Online! Siemens has a private lounge situated on the second floor right above the Project Tomorrow exhibit space. Making Advance Dining Reservations at Disney Restaurants And for Disneyland, your best bets are John Wayne Airport (SNA) or Los Angeles International Airport (LAX). It feels like weve just touched the tip of the iceberg when it comes to the top bars and lounges at Walt Disney World, and thats probably because we have. Since all guests get a FastPass to the ride, you can create your vehicle then use your MagicBand to test it during the ride. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. Ken and his wife Emily write about using points and miles (and saving money) on Disney trips at Mousehacking.com. Which purchases count as travel with Chase Sapphire Preferred and Chase Sapphire Reserve? All Rights Reserved, BonusTracker: Best credit card bonus offers, When to use miles or points vs. paying cash (using our points calculator with newly added features! Here are 3 to consider, along with estimatednightly rates: We also talked about some of Hiltons Disneyland hotels when we talked about credit card free nights. *Value of Rewards based on TPG valuations and not provided by the issuer.The information for the Amex Green Card has been collected independently by The Points Guy. Platinum Card Members can enjoy access to more than 1,400+ airport lounges across 140 countries and counting, including flagship locations through The . Card Rating is based on the opinion of TPGs editors and is not influenced by the card issuer. These Are the BEST. Corporate Card Members are not eligible for the additional point. I see that there are lounges at Epcot - what are the requirements to get in them? Click here to see the big way 5 EPCOT lounges have changed. The card details on this page have not been reviewed or provided by the card issuer. New DVC Promo Video For The Villas at Disneyland Hotel, DeSantis Appointee for Disney Suggests Tap Water Could Turn People Gay, Sneak Peek at Team Green Post-show in Tron Lightcycle / Run, The Best Kid-Friendly Attractions at Islands of Adventure, The Grand Cottage Is Returning to Disney's Grand Floridian Resort & Spa, ROFR Thread Jan to March 2023 *PLEASE SEE FIRST POST FOR INSTRUCTIONS & FORMATTING TOOL*. Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. Three to consider are: Since the Hilton nightly rates vary by hotel and date without a published table, it can be challengingto find sweet spots. It automatically awards 3% back in the category you spend the most in that month -- and two options are for entertainment and travel. We want you to be aware that certain suppliers pay us commissions and other incentives for reaching sales targets or other goals, and may also provide incentives to our travel counselors. Enchanted Rose Lounge We are an independent publisher. California CST#1022318, Washington UBI#600-469-694, Iowa TA#669. The Hotel Collection (THC) benefits are available for new bookings of two consecutive nights or more made through American Express Travel with participating properties and are valid only for eligible U.S. Consumer and Business Gold Card, Platinum Card and Centurion Members (Delta SkyMiles Gold and Platinum Card Members are not eligible). OPEN NOW. For official Disney information, visit Disney directly. That means for every 1,000 AMEX Membership Reward points you transfer, youll get 333 Starwood points. Related: Why you might want to use a Disney Vacation Planner. JavaScript is disabled. We are all about the food here at DFB, and nothing goes better with food than a yummy cocktail and some awesome atmosphere. The card details on this page have not been reviewed or provided by the card issuer. Sometimes it's worth a large investment to reap the benefits of a great credit card. For more information visitwww.americanexpress.com/travelterms. Both lounges limit six people per card and you must purchase tickets directly from Universal Studios. 1. We may receive compensation when you click on links to those products. Please Review. Make the Brown Derbys grapefruit cake at home! We're here with the TOP restaurants from Disney Springs! Now, after years of negotiating with the airport for a larger lounge space, American Express has opened up one of the largest Centurion Lounges in its network. Go next level with your knowledge of Disneys Animal Kingdom, Check out our review of the Connections Cafe in EPCOT, See what other sips were sweet on at Ogas Cantina. Thus an Annual pass or DVC membership wont get you in. Best Disneyland Restaurants for First-Timers! I'm also afraid that The Land's VIP lounge, which was for a time used for an Annual Passholder lounge, is no longer used for that purpose. Plus, your own feed of TPG content. Kraft sponsored The Land, Kodak sponsored the Imagination pavilion, and The Seas, sponsored by United Technologies, featured one of the most elaborate lounges with an acrylic grand piano . To book flights on American Airlines or Alaska Airlines. For example, if youre flying JetBlue, Delta, or Virgin America, you can transfer your points directly to that airline. Benefits cannot be combined with other offers unless indicated. Unfortunately, this card is discontinuing its previous earning structure for current cardholders on April 9, 2021. Plaza Premium lounges. This place can get packed it has seating for only about 30 people but dont be afraid to belly up to the bar and grab your drink to take with you. Like this post? As the story goes, Indiana Jones long-trusted pilot discovered this waterfront gem while hunting for the Fountain of Youth in Florida. Send Money & Split Purchases: Venmo and PayPal, Credit Intel Financial Education Center. How do I find and add Amex Offers to my Card? For many families, the dream is tostay at a Disney resort. And occasionally AMEX has transfer bonuses, so check your account for current offers. Seldom travelers may not get enough value to warrant the cost. It can be a bit of an undertaking to make your way to Disneys Caribbean Beach Resort if you arent staying there, but Banana Cabana Lounge may just make it worth a trip. Room upgrade is subject to availability and is provided at check-in; certain room categories are not eligible for upgrade. Google+. Rooms and suites are chic and modern, featuring neutral dcor with bold pops of blue. American Express has a spending tracker so cardmembers can follow their progress toward guest privileges. Children younger than 13 cant be added as authorized users, so this is a noticeable devaluation for families who must shell out $30 to bring each kid into the lounges some of which have dedicated family rooms. The one piece of Disney World advice you want to take when you get here is this look up. Enrollment required. Technically, it's for people who purchased park tickets using an Amex, but they seem to let anyone with an Amex use it. If you want to linger a bit longer, though, try to avoid popping in for a nightcap on your way out of EPCOT or in the midst of a rainstorm. 1lilspark DIS Veteran Joined Apr 7, 2016 Feb 5, 2017 #2 They have a visa lounge at Epcot during food and wine that's it MrGoofy101 Stitch Likes Toys. And the advertised offers may be subject to additional terms and conditions of the advertiser. Herb is the founder, author, webmaster, chief executive, and chief bottle washer for World Of Walt and he is the Disney enthusiast who put this site together. Mobile Order used to be one of our favorite Disney tips, but now it's really How different will the crowds be in Disney World next year? ), How much are Amex points really worth? Here's why. Platinum Destinations Vacations (PDV) benefits are valid only for new bookings made with participating suppliers through American Express Travel. Terminal 1, Domestic. We do love us some Trader Sams Tiki Mugs come see this beauty! Is Disneys Wilderness Lodge the right resort for you? Disney World tickets bought online from Disney: Entertainment. If you believe this has occurred, please contact us by calling the number on the back of your Card. Doing it at the Tambu Lounge at Disneys Polynesian Village Resort. When you enter Mission: Space, you usually turn right into the attraction where a Cast Member asks you whether you want to ride the Green Team or Orange Team version. It's fantastic to see any restaurant on Disney World property offering any type of discount. At peak times, however, youll see rates over $260 per night, allowing you to get a more reasonable value of ~0.9 cents per point. The DFB Guide to the 2023 EPCOT Food & Wine Festival e-Book Now Available! Our points-obsessed staff uses a plethora of credit cards on a daily basis. Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. Not all partners offer Platinum Destinations Vacations. Full list of Disney Dining FAQ Pages, Staff & Regular Contributors Click here to see the latest new menu items coming to California Grill! Please view our advertising policy page for more information. If Italian wine is your jam, EPCOTs Italy Pavilion has a real hidden gem for you. If you want to be extra sure, price your tickets from Undercover Tourist as they have always coded as travel for me. This tough ratio can make it hard to get great value using your AMEX Membership Rewards points this way, but youll occasionally find Starwood hotels that make it worth it. You'll also get five points per $1 spent on . Caribbean flavors abound at this outside, waterfront lounge, and you can sample a Jamaican Frozen Runner and a Caribbean Mai Tai if luscious libations are what youre after. One of the perks of the recent Hilton changes is the introduction of a pay your way points and money option. Using AMEX Membership Rewards points for hotel stays is often not a great use of points. This post contains references to products from one or more of our advertisers. Hows that for some Disney magic? These spending requirements reset each calendar year. And because this is the Grand Floridian, you won't find pub grub here. This favorite, located at Disneys Yacht Club Resort, is just a cozy little lounge, but the menu features some of the most amazing food from the adjacent Yachtsman Steak House. Priority Pass Select lounges. Using Pay with Points, the best rate is 208,195 AMEX Membership rewards points. For a better experience, please enable JavaScript in your browser before proceeding. Does Disney have an Amex lounge (or any lounge for certain card holders) like Universal does? When Epcot opened in 1982, the eight Future World pavilions were sponsored by large companies. Having fun at a theme park is pretty easy, but finding the best deals and maximizing the benefit of your expenses are more nuanced tasks. , aka Mommy Points, ran the Mommy Points site for families who want to travel more for less using miles and points for seven years. Bookings must be made using an eligible Card and must be paid using that Card, or another American Express Card, in the eligible Card Member's name, and that Card Member must be traveling on the itinerary booked. While the average ticket price varies dramatically from park to park, per person tickets often top $100 per day in some locations. Start planning. NEWS: Registration Dates ANNOUNCED for 2023-2024 runDisney Races, The Harsh Reality Behind Mobile Ordering in Disney World, Five Big Reasons You Might See An Empty Disney World in 2023. So for every 1,000 AMEX Membership Rewards points you transfer, youll get 1,500 Hilton points. $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. Most of them are private and not open to the public, but if you want a taste of the VIP life, check out the Chase Lounge in World Showcases American Adventure, which used to be the private American Express lounge. Instead the statement credit may be applied to your Pay in Full balance. Points will be debited from your Membership Rewards account, and credit for corresponding dollar amount will be issued to the American Express Card account used. What is in these lounges? Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. American AdventureBackstage Magic TourCast MembersEPCOTEPCOT Flower And Garden FestivalEPCOT International Food And Wine FestivalFastpassFuture WorldImagination!MagicBandMission: SpaceMission:SpaceNightclubs & LoungesSpaceship EarthTest TrackThe American AdventureThe LandThe SeasToursWorld Showcase. Awwww, yes, please! They may be able to get it for you after 5 PM. One thing that is not always on the menu here that would throw it over the top in terms of favorite lounges is the grapefruit cake, but ask your server if its possible to get it when youre there. Here are three of the better options: Youre only getting between 0.5 and 0.7 cents per point booking these with AMEX points transferred to Marriott, so youll usually be better off booking through the AMEX Travel Portal. The crowd can be elbow to elbow then, so try to go earlier in the day. All users of our online services subject to Privacy Statement and agree to be bound by Terms of Service. Your email address will not be published. Photo Credit: Courtesy of American Express American Express ranked No. These lounges are accessible with ownership of certain credit cards like the Platinum Card from American Express for access to the Centurion Lounges, or, in the case of the Sapphire Lounges by the Club, sometimes with Priority Pass membership. Even more tastes of the tropics can be found in the Hawaiian Mule or the Polynesian Mai Tai, but if youre looking for a bite, youre in luck. But just because your airline of choice isnt a transfer partner of AMEX doesnt mean you cant use your AMEX Membership Rewards points to fly with them! The menu is loaded with southern specialties like Bayou Wings, an Oyster Beignet PoBoy, and the boozed-up Baton Rouge Beignets. Being able to take advantage of AMEX offers and stacking that with a discount from your AP, DVC, or Tables in Wonderland makes Disney prices a little more bearable. Disney World extra experiences . *Value of Rewards based on TPG valuations and not provided by the issuer. Any portion of a charge that you elect to cover through redemption of Membership Rewards points is not eligible to receive points. These changes affect cardmembers with The Platinum Card from American Express and The Business Platinum Card from American Express.To bring guests into the lounge with you, you . The most likely bonus categories for theme park tickets are entertainment or travel. Ranking among the list of must-try locations in Disney Springs, the tapas-style menu and creative cocktails draw you in like an expert air traffic controller bringing in planes. Plus Ups are excluded. Related: Amex adds live capacity indicators for Centurion Lounges. If the purchase codes as entertainment, you'd earn just 500 points as a non-bonused category. If youre staying at one of thesix hotels weve listed, youll be getting a value of between 0.5 cents and 0.7 cents per Membership Rewards point when you transfer points to Hilton to book Disney trips. These are the best restaurants at Disney World, Citi Prestige Card, it earns 5x at travel agencies, The Blue Business Plus Credit Card from American Express, use points for your tickets and save your cash, isn't the most rewarding card for most things Disney, How much does a trip to Disney World cost, Use points to save money at Universal Orlando, Southern California's 10 best theme parks, Do Not Sell or Share My Personal Information, 3% back if entertainment is the top spending category that month, 3x points (including flights, hotels, transit, taxis, tours, and ridesharing services), 1 cent each (more with BOA Premium Rewards), 1 - 2 cents each (2 cents each if you also have a, 2x on the first $50,000 spent on purchases each calendar year; then 1x, 2% (2x) - 1% when you buy and 1% as you pay.